FAQ

First and foremost, make sure that you are ok and your passengers and others are uninjured. If there are injuries call 911 immediately. Second, in California it’s standard procedure to notify the police after an accident has occurred. Third, you should make sure to exchange information with the other driver(s). Provide your name, address, and telephone number. Go ahead and let them know the name and phone number of your insurance company and get the same information from them. Finally, contact your insurance company at your first opportunity. Contact information may be found on your insurance identification card. If you have any questions or need help, please feel free to contact us.

When you contact us for a quote, we will shop dozens of insurance companies to find coverage that best fits your needs at the best possible price. Some of our insurance companies specialize in good drivers, while others write mostly high-risk drivers. No matter what kind of driver you are, Route 66 Insurance Agency can find the best possible auto insurance company for you at a very competitive price.

Yes, we do offer Mexico Vehicle Insurance. Be aware that Mexico Vehicle Insurance is a necessary coverage for driving in Mexico as the Mexican government does not recognize U.S. insurance policies.

Most state laws do require that you carry a minimum amount of liability insurance to pay for the injuries or damages that you may cause to someone else. Some people only need the minimum level of protection while others have assets that they need to protect. Contact us if you are unsure about how much liability insurance you need. We can walk you through the process and help you select the right amount of protection for you and your family.

An SR-22 — also known as SR-22 insurance or Certificate of Financial Responsibility (CFR) — isn’t a type of car insurance, but verification that you’re maintaining car insurance liability coverage. An SR-22 form is a state-mandated certificate filed by your car insurance carrier with your state’s Department of Motor Vehicles (DMV).

An SR-22 is required when someone who was in an accident or convicted of a traffic offense couldn’t show financial responsibility. For example, you’d need an SR-22 if you were caught driving without insurance.You might also need an SR-22 if you had any of the following:A DUI or DWI or any serious moving violation

An at-fault accident while driving without insurance

Repeat traffic offenses or too many tickets in a short time period

A revoked or suspended license

Most states require drivers to carry SR-22 insurance for 3 years. In that time, continuous coverage must be maintained. If there is an insurance lapse or cancellation, your car insurance company is legally obligated to notify the DMV and your license will be suspended.

A revoked or suspended license

No, renewals are due on the date specified. However, some companies offer a period of time when the policy can be renewed with a lapse in coverage without having to rewrite the policy.

Multiple Car: The more vehicles you have on one policy, the more you save. You may be eligible to save up to 15% off your auto insurance premium when you insure two or more vehicles.

Good Driver: Everyone on the road appreciates a safe driver. You may be eligible to save up to 20% off your auto insurance premium when you qualify for the California Good Driver insurance discount.

Good Student: Full-time students achieving at least a “B” average may qualify for this discount which may save up to 15% off certain auto insurance coverages.